:root{
  --navy:#13294b; --navy2:#1f3a5f; --blue:#2e6ca4; --blue-l:#eaf2fb;
  --amber:#f4801f; --amber-d:#d96c0c; --red:#c0392b; --red-d:#a5281b;
  --ink:#1c2530; --grey:#5a6675; --line:#e3e8ef; --bg:#ffffff; --bg2:#f6f9fc;
  --green:#1f9d57; --radius:14px; --shadow:0 10px 35px rgba(19,41,75,.10); --shadow-s:0 4px 14px rgba(19,41,75,.08);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:1140px;margin:0 auto;padding:0 22px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:0;cursor:pointer;font-weight:700;font-size:16px;padding:15px 26px;border-radius:10px;transition:.18s;line-height:1}
.btn-amber{background:var(--amber);color:#fff;box-shadow:0 6px 18px rgba(244,128,31,.35)}
.btn-amber:hover{background:var(--amber-d);transform:translateY(-1px)}
.btn-ghost{background:#fff;color:var(--navy);border:1.5px solid var(--line)}
.btn-ghost:hover{border-color:var(--blue);color:var(--blue)}
.btn-red{background:var(--red);color:#fff;box-shadow:0 6px 18px rgba(192,57,43,.35)}
.btn-red:hover{background:var(--red-d);transform:translateY(-1px)}
.btn-light{background:#fff;color:var(--amber-d)}
.btn-block{width:100%}
.eyebrow{color:var(--blue);font-weight:800;letter-spacing:.10em;text-transform:uppercase;font-size:13px}
h2.sec{font-size:clamp(26px,3.4vw,38px);color:var(--navy);font-weight:800;letter-spacing:-.01em;margin:8px 0 10px}
.sub{color:var(--grey);font-size:17px;max-width:680px}
.center{text-align:center;margin-inline:auto}
section{padding:64px 0}

/* Top bar */
.topbar{background:var(--navy);color:#dce7f3;font-size:13.5px}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;height:40px;flex-wrap:wrap}
.topbar .tb-trust{display:flex;gap:18px;align-items:center}
.topbar .tb-trust span{display:flex;gap:6px;align-items:center}
.topbar a.tb-call{color:#fff;font-weight:700}
.ico{width:16px;height:16px;flex:none}

/* Header */
header.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
header.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:70px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:21px;color:var(--navy)}
.logo .mark{width:34px;height:34px;border-radius:9px;background:linear-gradient(135deg,var(--blue),var(--navy));display:flex;align-items:center;justify-content:center;color:#fff;font-size:18px}
nav.menu{display:flex;gap:24px;align-items:center;font-weight:600;font-size:15px;color:var(--navy2)}
nav.menu a:hover{color:var(--blue)}
.nav-cta{display:flex;gap:12px;align-items:center}
.nav-phone{font-weight:800;color:var(--navy);font-size:16px;display:flex;align-items:center;gap:7px}
@media(max-width:900px){nav.menu{display:none}.nav-phone span.lbl{display:none}}

/* Hero */
.hero{background:linear-gradient(160deg,#13294b 0%,#1f3a5f 55%,#27507e 100%);color:#fff;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;top:-120px;width:480px;height:480px;border-radius:50%;background:radial-gradient(circle,rgba(244,128,31,.18),transparent 70%)}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center;padding:60px 22px 68px}
.hero h1{font-size:clamp(31px,4.3vw,49px);font-weight:800;line-height:1.08;letter-spacing:-.02em}
.hero h1 .hl{color:#ffd9b0}
.hero p.lead{margin-top:16px;font-size:18px;color:#cfe0f2;max-width:540px}
.hero .pills{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}
.pill{background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.18);padding:8px 14px;border-radius:30px;font-size:13.5px;font-weight:600;display:flex;gap:7px;align-items:center}
.pill svg{color:#7fe0a6}
.hero .hero-cta{display:flex;gap:14px;margin-top:28px;flex-wrap:wrap;align-items:center}
.callbig{display:flex;align-items:center;gap:12px;background:#fff;color:var(--navy);border-radius:12px;padding:12px 20px;font-weight:800}
.callbig .n{font-size:21px;color:var(--navy)}
.callbig small{display:block;font-size:11px;color:var(--grey);font-weight:600}
.trustline{display:flex;align-items:center;gap:10px;margin-top:22px;color:#cfe0f2;font-size:14px}
@media(max-width:900px){.hero .wrap{grid-template-columns:1fr;gap:30px}}

/* Form card */
.formcard{background:#fff;border-radius:18px;box-shadow:var(--shadow);color:var(--ink);overflow:hidden}
.formcard .fc-head{background:var(--bg2);padding:16px 24px;border-bottom:1px solid var(--line)}
.fc-head h3{font-size:19px;color:var(--navy);font-weight:800}
.fc-head p{font-size:13.5px;color:var(--grey);margin-top:2px}
.progress{height:6px;background:var(--line);border-radius:6px;margin-top:12px;overflow:hidden}
.progress i{display:block;height:100%;width:33%;background:var(--amber);border-radius:6px;transition:width .35s}
.fc-body{padding:20px 24px 24px}
.step{display:none}.step.active{display:block;animation:fade .3s}
@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.step h4{font-size:16.5px;color:var(--navy);margin-bottom:4px}
.step .hint{font-size:13px;color:var(--grey);margin-bottom:13px}
.opts{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.opt{border:1.5px solid var(--line);border-radius:11px;padding:12px;cursor:pointer;font-weight:600;font-size:14px;display:flex;align-items:center;gap:9px;transition:.15s;color:var(--navy2)}
.opt:hover{border-color:var(--blue);background:var(--blue-l)}
.opt.sel{border-color:var(--amber);background:#fff6ec;box-shadow:0 0 0 2px rgba(244,128,31,.18)}
.opt .em{font-size:18px}
.field{margin-bottom:12px}
.field label{display:block;font-size:13px;font-weight:700;color:var(--navy2);margin-bottom:5px}
.field input,.field select{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;font-size:15px;font-family:inherit;color:var(--ink);background:#fff}
.field input:focus,.field select:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 3px rgba(46,108,164,.12)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.consent{display:flex;gap:9px;align-items:flex-start;margin:6px 0 14px;background:var(--bg2);border:1px solid var(--line);border-radius:10px;padding:11px 12px}
.consent input{margin-top:3px;flex:none;width:17px;height:17px;accent-color:var(--amber)}
.consent label{font-size:11px;color:var(--grey);line-height:1.5}
.consent a{color:var(--blue);text-decoration:underline}
.fc-nav{display:flex;gap:10px;margin-top:6px}
.fc-nav .btn{flex:1}
.back{flex:0 0 auto !important;width:54px;background:#fff;border:1.5px solid var(--line);color:var(--navy)}
.trust-row{display:flex;gap:14px;justify-content:center;align-items:center;margin-top:14px;flex-wrap:wrap;font-size:11.5px;color:var(--grey)}
.trust-row span{display:flex;gap:5px;align-items:center}
.done{text-align:center;padding:14px 6px}
.done .chk{width:60px;height:60px;border-radius:50%;background:#e8f7ef;color:var(--green);display:flex;align-items:center;justify-content:center;margin:6px auto 14px;font-size:30px}
.done h4{font-size:21px;color:var(--navy);margin-bottom:8px}
.done p{color:var(--grey);font-size:14.5px;max-width:330px;margin:0 auto 6px}

/* Trust strip */
.strip{background:var(--bg2);border-bottom:1px solid var(--line);padding:18px 0}
.strip .wrap{display:flex;justify-content:center;gap:34px;flex-wrap:wrap;align-items:center;color:var(--grey);font-weight:700;font-size:14px}
.strip .s-item{display:flex;gap:8px;align-items:center;opacity:.85}
.strip svg{color:var(--blue)}

/* Cards grid */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:34px}
@media(max-width:820px){.grid3{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.grid3{grid-template-columns:1fr}.opts{grid-template-columns:1fr}}
.scard{border:1px solid var(--line);border-radius:var(--radius);padding:24px 22px;transition:.2s;background:#fff;cursor:pointer;display:block;color:inherit}
.scard:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:transparent}
.scard .si{width:50px;height:50px;border-radius:12px;background:var(--blue-l);color:var(--blue);display:flex;align-items:center;justify-content:center;font-size:25px;margin-bottom:13px}
.scard h3{font-size:18px;color:var(--navy);margin-bottom:6px}
.scard p{color:var(--grey);font-size:14.5px}
.scard .more{color:var(--amber-d);font-weight:700;font-size:14px;margin-top:11px;display:inline-flex;gap:5px}

/* How */
.how{background:var(--navy);color:#fff}
.how h2.sec{color:#fff}
.steps3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:38px}
@media(max-width:820px){.steps3{grid-template-columns:1fr}}
.hstep{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);border-radius:var(--radius);padding:26px 24px}
.hstep .num{width:42px;height:42px;border-radius:50%;background:var(--amber);color:#fff;font-weight:800;font-size:18px;display:flex;align-items:center;justify-content:center;margin-bottom:13px}
.hstep h3{font-size:18px;margin-bottom:7px}.hstep p{color:#b9cbe0;font-size:14.5px}

/* Advantages */
.adv{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:34px}
@media(max-width:820px){.adv{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.adv{grid-template-columns:1fr}}
.acard{display:flex;gap:13px;align-items:flex-start;padding:6px 4px}
.acard .ai{width:44px;height:44px;border-radius:11px;background:#fff6ec;color:var(--amber-d);flex:none;display:flex;align-items:center;justify-content:center;font-size:21px}
.acard h3{font-size:16px;color:var(--navy);margin-bottom:3px}.acard p{font-size:14px;color:var(--grey)}

/* Two-column content (service scope) */
.cols2{display:grid;grid-template-columns:1fr 1fr;gap:26px;margin-top:30px;align-items:start}
@media(max-width:760px){.cols2{grid-template-columns:1fr;gap:18px}}
.chk-list{list-style:none}
.chk-list li{display:flex;gap:10px;align-items:flex-start;margin-bottom:11px;font-size:15px;color:var(--ink)}
.chk-list li::before{content:"\2713";color:var(--green);font-weight:800;flex:none}

/* FAQ */
.faq{max-width:820px;margin:30px auto 0}
.qa{border:1px solid var(--line);border-radius:11px;margin-bottom:12px;overflow:hidden;background:#fff}
.qa button{width:100%;text-align:left;background:none;border:0;padding:18px 20px;font-size:16px;font-weight:700;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;gap:14px;align-items:center;font-family:inherit}
.qa .ans{max-height:0;overflow:hidden;transition:max-height .3s;padding:0 20px}
.qa .ans p{padding-bottom:18px;color:var(--grey);font-size:14.5px}
.qa.open .ans{max-height:300px}
.qa .pm{font-size:22px;color:var(--amber);transition:.2s;flex:none}
.qa.open .pm{transform:rotate(45deg)}

/* Final CTA */
.final{background:linear-gradient(135deg,var(--amber),var(--amber-d));color:#fff;text-align:center}
.final h2{font-size:clamp(26px,3.6vw,38px);font-weight:800;margin-bottom:10px}
.final p{font-size:17px;opacity:.95;max-width:560px;margin:0 auto 22px}
.final .row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* Financing band */
.finband{background:var(--bg2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.finband .wrap{display:flex;gap:24px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.finband h3{font-size:22px;color:var(--navy);font-weight:800}
.finband p{color:var(--grey);font-size:15px;max-width:560px;margin-top:4px}

/* Inner page hero (slim) */
.phero{background:linear-gradient(160deg,#13294b,#27507e);color:#fff}
.phero .wrap{padding:46px 22px}
.phero .eyebrow{color:#ffd9b0}
.phero h1{font-size:clamp(28px,3.8vw,42px);font-weight:800;margin:8px 0 8px}
.phero p{color:#cfe0f2;font-size:17px;max-width:640px}
.crumb{font-size:13px;color:#9fb8d4;margin-bottom:6px}
.crumb a{color:#cfe0f2}

/* Footer */
footer{background:var(--navy);color:#aebfd2;font-size:13.5px}
footer .top{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:30px;padding:48px 0 30px}
@media(max-width:820px){footer .top{grid-template-columns:1fr;gap:24px}}
footer h5{color:#fff;font-size:15px;margin-bottom:14px;font-weight:700}
footer a{display:block;color:#aebfd2;margin-bottom:9px}footer a:hover{color:#fff}
footer .logo{color:#fff;margin-bottom:12px}
footer .disc{border-top:1px solid rgba(255,255,255,.12);padding:22px 0 30px;font-size:11.5px;color:#8ba0ba;line-height:1.65}
footer .legal-links{display:flex;gap:18px;flex-wrap:wrap;margin-bottom:14px}
footer .legal-links a{display:inline;margin:0;color:#cdd9e8;text-decoration:underline}

/* Sticky mobile bar */
.mobilebar{position:fixed;bottom:0;left:0;right:0;z-index:60;display:none;background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(0,0,0,.08);padding:9px 14px;gap:10px}
.mobilebar a{flex:1;text-align:center;padding:13px;border-radius:10px;font-weight:800;font-size:15px}
.mobilebar .call{background:var(--navy);color:#fff}
.mobilebar .quote{background:var(--amber);color:#fff}
@media(max-width:900px){.mobilebar{display:flex}body{padding-bottom:66px}}

/* ===== Blog ===== */
.article{max-width:760px;margin:0 auto}
.article h2{font-size:24px;color:var(--navy);margin:28px 0 10px;font-weight:800}
.article h3{font-size:19px;color:var(--navy);margin:20px 0 8px;font-weight:700}
.article p{font-size:17px;color:var(--ink);margin-bottom:14px;line-height:1.75}
.article ul{padding-left:22px;margin-bottom:14px}
.article li{font-size:16px;margin-bottom:8px;color:var(--ink);line-height:1.6}
.article .meta{color:var(--grey);font-size:14px}
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:34px}
@media(max-width:820px){.blog-grid{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.blog-grid{grid-template-columns:1fr}}
.postcard{border:1px solid var(--line);border-radius:14px;overflow:hidden;background:#fff;transition:.2s;display:block;color:inherit}
.postcard:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.postcard .pc-top{height:120px;background:linear-gradient(135deg,var(--blue),var(--navy));display:flex;align-items:center;justify-content:center;font-size:34px}
.postcard .pc-b{padding:18px 20px}
.postcard h3{font-size:17px;color:var(--navy);margin:6px 0}
.postcard p{font-size:14px;color:var(--grey)}
.postcard .tag{font-size:12px;font-weight:800;color:var(--amber-d);text-transform:uppercase;letter-spacing:.04em}
.inline-cta{background:var(--bg2);border:1px solid var(--line);border-radius:14px;padding:18px 22px;margin:26px 0;display:flex;gap:16px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.inline-cta b{color:var(--navy);font-size:17px}